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Pre-qualifying requires a gentle credit pull, which doesn’t affect your credit score and lets you evaluate mortgage offers from multiple lenders. The greatest mortgage option costs the least in total interest and has payments that fit your monthly finances. Miranda Crace is a Senior Section Editor for the Rocket Companies, bringing a wealth of information about mortgages, personal finance, real estate, and private loans for over 10 years. Miranda is devoted to advancing monetary literacy and empowering individuals to realize their monetary and homeownership targets.

In 2021, the company had 490,600 staff and more than $151 billion in income. The …